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What impacts the interest rate on floating rate loans?
What impacts the interest rate on floating rate loans?
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EPISODE 150

Covid-19 has not only hit the incomes of people due to job losses and pay cuts, but also the investments of many due to market volatility and falling interest rates. We spoke to fi ... Read more

Covid-19 has not only hit the incomes of people due to job losses and pay cuts, but also the investments of many due to market volatility and falling interest rates. We spoke to financial planners to understand how they handled crisis-hit clients and what takeaways investors can have from this crisis. Read more

EPISODE 149

Equity returns in 2010-2020 have been exceptionally low, and barely above fixed deposit rates. Mint explores why this may have happened and what the solution is. Read more

Equity returns in 2010-2020 have been exceptionally low, and barely above fixed deposit rates. Mint explores why this may have happened and what the solution is. Read more

EPISODE 148

As the fear of COVID-19 continues to loom large, people are preferring digital payments over ATMs. Adapting to this change, the ATM industry is transforming to provide new age opti ... Read more

As the fear of COVID-19 continues to loom large, people are preferring digital payments over ATMs. Adapting to this change, the ATM industry is transforming to provide new age options like a touchless cash withdrawal. The Why Not Mint Money team explores what lies ahead for ATM operations. Read more

EPISODE 147

How students can ease their education loan worries Covid-19 has impacted lives and livelihood across the globe. For students and recent graduates, repayment of education loan is a ... Read more

How students can ease their education loan worries Covid-19 has impacted lives and livelihood across the globe. For students and recent graduates, repayment of education loan is a cause for worry because new hiring has almost come to a standstill and layoffs and pay cuts are on the rise. Adding further to the distress the US ICE agency recently said students whose colleges have shifted fully online will not be allowed to stay in the country. On this episode, we tell you how students can navigate through the education loan crisis Read more

EPISODE 146

Given the increasing medical costs, some insurers and aggregators such as Max Bupa, Religare Health and Policybazaar are recommending a ₹1 crore cover, with an explanation that a h ... Read more

Given the increasing medical costs, some insurers and aggregators such as Max Bupa, Religare Health and Policybazaar are recommending a ₹1 crore cover, with an explanation that a high-value cover would provision for treatment abroad, offer higher room category and cover all degrees of ailments or diseases. But do you really need a ₹1 crore cover? On this episode of Why Not Mint Money, we tell you why a ₹1 crore cover may not be a great deal for a middle-income household and some tips on how you can make health insurance affordable. Read more

EPISODE 145

Public sector banks have aggressively lowered home loan interest rates for new customers. Borrowers should evaluate if switching to a different bank would result in savings for the ... Read more

Public sector banks have aggressively lowered home loan interest rates for new customers. Borrowers should evaluate if switching to a different bank would result in savings for them. The Why Not Mint Money team gives tips on how to go about it. Read more

EPISODE 144

The COVID-19 pandemic has taken a toll on jobs and livelihoods of many, but those in the 60-80 age group have been especially hard hit. Losing your job just before retirement can f ... Read more

The COVID-19 pandemic has taken a toll on jobs and livelihoods of many, but those in the 60-80 age group have been especially hard hit. Losing your job just before retirement can feel like the end of the world, but there are ways to streamline your finances to make it easier. We tell you how. Read more

EPISODE 143

In this episode, Mint's personal finance team explains what this product is along with the new variants being launched from 14 July. We give you the advantages and the disadvantage ... Read more

In this episode, Mint's personal finance team explains what this product is along with the new variants being launched from 14 July. We give you the advantages and the disadvantages of it so you can judge whether it suits your financial requirements. Read more

EPISODE 142

Many people who have opted for EMI moratorium on home loan, don’t know that it can also impact the tax deductions one can claim against the principal repayment and interest outstan ... Read more

Many people who have opted for EMI moratorium on home loan, don’t know that it can also impact the tax deductions one can claim against the principal repayment and interest outstanding. However, the net impact on the tax liability will be a function of both the interest payable for the relevant year and the principal repayment actually made for the year subject to the overall limits allowed. We tell you the likely impact of EMI moratorium on your tax deduction in case you have a home loan. Read more

EPISODE 141

Over the past week, as many electricity distribution companies resumed meter reading, customers started receiving enormous electricity bills and took to social media to talk about ... Read more

Over the past week, as many electricity distribution companies resumed meter reading, customers started receiving enormous electricity bills and took to social media to talk about it. We tell you what you can do to generate an accurate bill and avoid shelling out a lump sum if meter reading gets suspended. Read more

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