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Personal Finance lessons from an ex-RM
Personal Finance lessons from an ex-RM
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Available Episodes

EPISODE 160

Retail inflation for the month of July surged to 6.93% on a year-on-year basis. The traditional products such as bank FDs on which most of the retirees subsist have turned negative ... Read more

Retail inflation for the month of July surged to 6.93% on a year-on-year basis. The traditional products such as bank FDs on which most of the retirees subsist have turned negative. We tell you how the retirees should invest to generate inflation-beating returns. Tune in and find out. Read more

EPISODE 159

We don’t like to talk about making wills given social taboos, but it is an essential step to secure your loved ones. We tell you how to do your estate planning so that your assets ... Read more

We don’t like to talk about making wills given social taboos, but it is an essential step to secure your loved ones. We tell you how to do your estate planning so that your assets are distributed according to your wishes after your passing. Read more

EPISODE 158

An insurance policy lapses when you stop paying the premiums on the due date and during the 30 days of grace period. Depending on the nature of the policy, it could either lapse au ... Read more

An insurance policy lapses when you stop paying the premiums on the due date and during the 30 days of grace period. Depending on the nature of the policy, it could either lapse automatically or allow a window for revival. Insurers launch revival campaigns from time to time and also allow a window of two years to revive the polices. We tell you how to go about it Read more

EPISODE 157

Transferring money in and out of India has a lot of costs such as forex spreads and commissions. Mint explains how you can reduce some of these costs. Read more

Transferring money in and out of India has a lot of costs such as forex spreads and commissions. Mint explains how you can reduce some of these costs. Read more

EPISODE 156

Zero balance account doesn’t ask you to maintain a minimum amount but mind the trade-off. With the government's waiver on banks charging a penalty for the non-maintenance of minimu ... Read more

Zero balance account doesn’t ask you to maintain a minimum amount but mind the trade-off. With the government's waiver on banks charging a penalty for the non-maintenance of minimum balance having ended in June, many of us might end up paying for letting our account balance dip. We tell you what a zero-balance account is and how it can save you from penalties. Read more

EPISODE 155

The covid-19 pandemic has affected the rents of houses. Here are some tips on how property owners can get a higher rent Read more

The covid-19 pandemic has affected the rents of houses. Here are some tips on how property owners can get a higher rent Read more

EPISODE 154

Thanks to Covid-19, the dream of a big fat wedding is not currently viable which means millennials and their families who saved for the grand affair for years in advance can now pu ... Read more

Thanks to Covid-19, the dream of a big fat wedding is not currently viable which means millennials and their families who saved for the grand affair for years in advance can now put the savings to better use. We spoke to millennials who tied the knot in the middle of the pandemic and some who plan to in the next few months to find that the drop in wedding budgets is helping them focus on important money goals. On this episode, we tell you what millennials are looking to do with the surplus wedding budget. Read more

EPISODE 153

The tax department has recently issued refunds worth ₹24,000 crores to 19.79 lakh taxpayers between 8 April and 11 July. The refund process has been ramped up to provide liquidity ... Read more

The tax department has recently issued refunds worth ₹24,000 crores to 19.79 lakh taxpayers between 8 April and 11 July. The refund process has been ramped up to provide liquidity to taxpayers given the ongoing financial crisis due to COVID-19, but many of you could still be waiting for your refund. We tell you the reasons for the delay and ways to check your refund status. Read more

EPISODE 152

The disease-specific cover makes sense, even for those who have a regular indemnity policy as the former has a broader coverage. But there are still some aspects of the policy that ... Read more

The disease-specific cover makes sense, even for those who have a regular indemnity policy as the former has a broader coverage. But there are still some aspects of the policy that insurance companies can interpret differently. We spoke to an expert to get clarity on the scope of Corona Kavach’s coverage. Read more

EPISODE 151

Mint has been interviewing families and individuals about their financial lives for years, and a few money mistakes have merged as extremely common. Whether it has to do with insur ... Read more

Mint has been interviewing families and individuals about their financial lives for years, and a few money mistakes have merged as extremely common. Whether it has to do with insurance or investment, we tell you about the mistakes you might be unknowingly making in your own financial life. Read more

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