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5: Common financial planning mistakes
5: Common financial planning mistakes
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EPISODE 141

Many people who have opted for EMI moratorium on home loan, don’t know that it can also impact the tax deductions one can claim against the principal repayment and interest outstan ... Read more

Many people who have opted for EMI moratorium on home loan, don’t know that it can also impact the tax deductions one can claim against the principal repayment and interest outstanding. However, the net impact on the tax liability will be a function of both the interest payable for the relevant year and the principal repayment actually made for the year subject to the overall limits allowed. We tell you the likely impact of EMI moratorium on your tax deduction in case you have a home loan. Read more

EPISODE 140

Over the past week, as many electricity distribution companies resumed meter reading, customers started receiving enormous electricity bills and took to social media to talk about ... Read more

Over the past week, as many electricity distribution companies resumed meter reading, customers started receiving enormous electricity bills and took to social media to talk about it. We tell you what you can do to generate an accurate bill and avoid shelling out a lump sum if meter reading gets suspended. Read more

EPISODE 139

If there’s anything the Covid-19 pandemic has helped us realize, it’s the fact that life is filled with uncertainties and there’s no way one can foresee an unfortunate event. Medic ... Read more

If there’s anything the Covid-19 pandemic has helped us realize, it’s the fact that life is filled with uncertainties and there’s no way one can foresee an unfortunate event. Medical inflation is skyrocketing and life itself is unpredictable. On this episode of Why Not Mint Money, we tell you why you cannot afford to look at life and health insurance as a discretionary expense Read more

EPISODE 138

With market volatility, interest rates going down, dropping incomes due to pay cuts and layoffs, and an overall grim economic outlook, it seems more and more DIY investors⁠ are tur ... Read more

With market volatility, interest rates going down, dropping incomes due to pay cuts and layoffs, and an overall grim economic outlook, it seems more and more DIY investors⁠ are turning to financial planners and advisors to get a hold of their money life. Tune in to know what pushed these investors to consult a financial planner in the middle of a pandemic and the changes they've seen. Read more

EPISODE 137

With covid-19 taking a toll on discretionary spending, borrowing to fund lifestyle expenses has come to a grinding halt. Nilanjana Chakraborty explores how this will impact digital ... Read more

With covid-19 taking a toll on discretionary spending, borrowing to fund lifestyle expenses has come to a grinding halt. Nilanjana Chakraborty explores how this will impact digital lending platforms going forward. Read more

EPISODE 136

After you retire, you can simply decide to withdraw a specific amount from your savings every year and increase the amount every year to adjust for inflation. But the bucket approa ... Read more

After you retire, you can simply decide to withdraw a specific amount from your savings every year and increase the amount every year to adjust for inflation. But the bucket approach goes one level deeper. We tell you how it works. Read more

EPISODE 135

Residential property sales have plunged after the COVID crisis. Developers are coming out with new offers to attract homebuyers. But most developers are facing cash flow problems r ... Read more

Residential property sales have plunged after the COVID crisis. Developers are coming out with new offers to attract homebuyers. But most developers are facing cash flow problems right now due to poor sales. So it's important for you to gauge their ability to fulfill the promise. We tell you how you should evaluate offers from developers.  Read more

EPISODE 134

The Insurance Regulatory is said to have withdrawn the draft guidelines it issued on a standard COVID-19 health insurance product earlier in June and has instead proposed a benefit ... Read more

The Insurance Regulatory is said to have withdrawn the draft guidelines it issued on a standard COVID-19 health insurance product earlier in June and has instead proposed a benefit-based product. We review the new proposed product to help you understand what it is and whether you should go for it. Read more

EPISODE 133

What started as an easy way of accessing credit has turned into a nightmare for many as loan apps use aggressive recovery strategies. We tell you how to protect yourself from such ... Read more

What started as an easy way of accessing credit has turned into a nightmare for many as loan apps use aggressive recovery strategies. We tell you how to protect yourself from such a situation. Read more

EPISODE 132

The markets have shown a sharp recovery over the past few days. S&P BSE Sensex the broad market indicator has gained over 30% between 23 March and 11 June . On 23 March Sensex ... Read more

The markets have shown a sharp recovery over the past few days. S&P BSE Sensex the broad market indicator has gained over 30% between 23 March and 11 June . On 23 March Sensex had touched the lowest point in the recent market crash. However, some investors may not have seen a similar recovery in their portfolio. Lets understand what could be the probable reasons. Read more

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