39: What are the charges in a Unit Linked Insurance Policy (ULIP)?

Unit Linked Insurance Policies (ULIPs) have costs and charges under several heads. It is important that you know what they are BEFORE buying a policy. Some policies will waive some charges or refund them after a certain number of years. While a waiver is undoubtedly positive, note that a refund does not take into account inflation. Hear this episode to find out the 5 major heads of ULIP charges.  Link to the article by Deepti Bhaskaran: https://bit.ly/2O172n2