There are many who believe that only those people who have enough money or are in a particular age group can go for a financial plan. Karthik Kumar and wife Harshada also believed ... Read more
There are many who believe that only those people who have enough money or are in a particular age group can go for a financial plan. Karthik Kumar and wife Harshada also believed so initially, but when they saw their savings getting gradually depleted, they decided they needed to be more organized about how to spend and save. That led them to financial planning firm International Money Matters, where they met professionals Abhinav Sethi and Siddarth Asrani, who helped them pave their way to long-term financial security. Read more
Having a financial plan is not just about maintaining your lifestyle and having enough savings. It’s more about investing in the assets that can service your goals across various t ... Read more
Having a financial plan is not just about maintaining your lifestyle and having enough savings. It’s more about investing in the assets that can service your goals across various timelines. Sathya Rao, a Chennai-based lawyer, learnt the value of having a plan when she suddenly needed a large amount of money but realized that all her savings were locked into real estate and insurance plans, assets that are difficult to liquidate immediately, unless you are ready to bear losses. Listen to her story to know how she overcame the odds. Read more
Most financial planners would suggest you to start investing in equities early on to let the benefit of the power of compounding play out in the long term. But as long as you have ... Read more
Most financial planners would suggest you to start investing in equities early on to let the benefit of the power of compounding play out in the long term. But as long as you have a long-term financial goal in mind, starting to invest in equities a late in life will not do too much harm. Bhaskar Ganguly, a public sector employee who started investing in equities when he was 40, is seeing the benefits at 51 now. We take you through Ganguly’s financial journey. Read more
Millennials are perceived to be careless about money. But Shreyansh Patel, a 25-year-old bartender in an upscale Mumbai restaurant, is different. He not only saves and invests now, ... Read more
Millennials are perceived to be careless about money. But Shreyansh Patel, a 25-year-old bartender in an upscale Mumbai restaurant, is different. He not only saves and invests now, he went for a financial plan when he was just 21 years old. He feels his journey with Nisreen Mamaji, a certified financial planner and founder of Moneyworks Financial Advisors, has put him in control of his financial goals such as travelling the world, being financially secure by the time he turns 35 and retiring when he is 55. All he needs to do is stick to the plan and be disciplined about investing. Read more
Investing only in India means that you are missing out on the profits of companies like Apple, Amazon, Alphabet (Google) and many others. A large share of your own monthly expense ... Read more
Investing only in India means that you are missing out on the profits of companies like Apple, Amazon, Alphabet (Google) and many others. A large share of your own monthly expenses typically goes to such foreign companies. How can you invest in them? Very simply and conveniently through mutual funds. We explain in this podcast. Read more
Everyone says that you should invest for the long term, but how long is long term? A study by Mint in association with CRISIL answers this question for you, by crunching mutual fun ... Read more
Everyone says that you should invest for the long term, but how long is long term? A study by Mint in association with CRISIL answers this question for you, by crunching mutual fund data for the past 15 years. Read more
Though Aadhaar is no longer mandatory for services such as opening a bank account or getting a new sim card, it continues to be important for filing your income tax returns. Ensuri ... Read more
Though Aadhaar is no longer mandatory for services such as opening a bank account or getting a new sim card, it continues to be important for filing your income tax returns. Ensuring that your Aadhaar details is accurate and updated is necessary. If it's been a while since you updated your Aadhaar details, listen this podcast to know how you can do it. Read more
Resorting to one password for all your apps and websites is not a good idea, especially if it's got to do with your financial transactions. Having simple passwords because you can ... Read more
Resorting to one password for all your apps and websites is not a good idea, especially if it's got to do with your financial transactions. Having simple passwords because you can remember them easily also doesn't work because hackers and hacking software are getting smarter by the day. Here are some tips that could help you build the perfect hack-proof. Read more
From ordering food to booking a movie ticket, we use OTPs for various financial transactions. OTPs are so ubiquitous these days, you may not go more than 24 hours without using one ... Read more
From ordering food to booking a movie ticket, we use OTPs for various financial transactions. OTPs are so ubiquitous these days, you may not go more than 24 hours without using one. This frequent use of OTPs, often opens doors for frauds which could result in your bank account getting emptied. Listen to know how you can avoid falling prey to OTP thefts. Read more